Insurance Premiums

Sorry to remind all you died in the wool smokers but November was Lung Cancer Awareness month. But no don't click away - spare a few moments of your time, please ....

If hard words on packets wash over you, let me put the financial case to you for quitting. As well as feeling healthier I can offer you a holiday for two on Paradise Island in the Maldives, for two, for every year of your longer life!!

OK, I know you don't believe me. Let's explain.

Term Life Insurance Policy Say the average smoker is 40 and smokes 20 a day. With cigarettes at £5 a packet that's £1,800 a year. Then you'll save loads on the cost of your your life, critical illness and medical insurance. Just how much was highlighted in a recent snapshot study by www.express-life-insurance.co.uk. This found that the average smoker paid 56% more for life insurance than a non-smoker. Therefore, giving up could easily save you £50 per month on your various insurance premiums.

A Special Class Premium is an additional premium amount you pay for your health insurance policy due to a medical condition you might have (for instance, high blood pressure). smoker discount smoker discount is a reduction in the health insurance premium amount for our policyholders who lead a healthier lifestyle by not using tobacco products.

Life Insurance So as a non-smoker you could be £2,400 per year better off. Wearing a financial hat I can show you that if a 40 year old man put those savings into a personal pension plan with NFU, then at 5% per annum growth, he'll have a healthy retirement fund of £97,860. On retirement that could give an in the pocket tax-free sum of £24,465, plus an annual lifetime income of £3,830 (or £5,100 per year if the tax-free cash was left in the pension).

Shopping around for your auto insurance can benefit all styles of drivers, whether your driving history is excellent, mediocre or otherwise. Premiums for experienced drivers with no tickets, accidents or claims vary dramatically. And since tickets and accidents don't always have the same negative effect on your insurance premium, one insurer may increase your premium by 20 per cent after one speeding ticket, while another won't increase your premium unless you are convicted a second or third time.

Insurance Life Premium On the other hand let's have more fun!

As a smoker, you may have thought getting life insurance was too expensive. While it' smokers, it's likely more affordable than you think. However, smokers get a premium break on their life insurance rates.

Health Insurance Policy For £2,400 you can have a 5 star 10 day holiday for two on Paradise Island in the Maldives. Give up smoking forever and you could afford to go back to Paradise Island every year!

smoker, 2503 and we'll connect you with an insurance broker featured on our site. Annual Premium Standard rates are the premiums paid by people who the life insurance company consider to be in average health. Preferred rates are the premiums paid by people who the life insurance company consider to be in exceptional health.

Health Insurance QED - makes you think doesn't it?
Michael is the chief editor of Express Life Insurance offer life insurance and mortgage insurance.

If the tickets are not sold by the event date, Premium Inventory will ship your tickets to you two days before the event date.

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Insurance Life Premium Whole Michael Challiner has 15 years experience in financial services marketing at senior level, the last 5 of which specialised in online marketing. Prior to that he spent 15 years in advertising with two of the world's top advertising agencies, J Walter Thompson and Saatchi & Saatchi.

Cheap Home Insurance Policy Michael is currently the editor of Express Life Insurance and Andromeda Webs Ltd

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